President Bush has signed a massive housing bill intended to provide mortgage relief for 400,000 struggling U.S. homeowners and stabilize financial markets.
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Home prices fell a record 16% from a year earlier in 20 major metropolitan areas, according to the S&P/Case-Shiller index. Meanwhile, consumer confidence edged up slightly in July.
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Many struggling borrowers may not qualify for the assistance in the housing legislation that is close to becoming law. So people facing foreclosure should familiarize themselves with two other options: “short sales” and “deed in lieu of foreclosure” transactions.
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Judges in several states have found flaws in documents filed by mortgage firms that borrowers facing foreclosure might be able to exploit. But the extent to which the judicial process can make a difference is limited and uneven.
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Mortgage rates are nearing their highest levels in a year, adding to pressures on the weakened housing market.
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The Fed approved a final rule aimed at better protecting consumers from deceptive mortgage lending practices. The rule is similar to a proposal the board issued in December but adds protections for users of so-called higher-priced mortgage loans.
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Treasury Secretary Paulson took the lead in crafting a rescue plan for ailing mortgage giants Fannie Mae and Freddie Mac, a move that appears to have staved off an imminent crisis but one that draws the federal government into an ever bigger role managing the U.S. economy.
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Yahoo.com searches for homes for rent in Tampa are now listing our RentNice.com site in the top 6 in rankings.
Treasury Secretary Paulson is insisting that any potential rescue plan for Fannie Mae and Freddie Mac not benefit the companies’ shareholders. Shares of Fannie and Freddie fell 22% and 3.1%, respectively, and the two face a crisis of confidence after a week in which their stocks lost nearly half their value.
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Just a quick list of things that most landlords forget when marketing homes for rent:
1. Use a new fresh coat of paint. It’s cheap.
2. Landscape your lot. Use inexpensive plants. And mow the lawn.
3. Clean carpets and flooring. Any dirty floors will deter renters.
4. Advertise your house rentals on reputable rental ad sites, like RentNice.com and Rentals.com
5. Post rental signs in the front lawn and at cross streets.
